2018 Top 10 Banks in the Philippines per data from the Central Bank of the Philippines, Bangko Sentral ng Pilipinas.
Since my lovely asawa and I moved to the Philippines almost eight years ago, my capacity for waiting has been tested numerous times. A recent visit to Banco de Oro, BDO, the largest bank chain in the Philippines, proved to be another exercise in endurance. “90-Minute BDO Transaction Taxes Crusty Old Expat’s Patience” chronicles my latest foray into “Filipino Time.”
“ATM Skimmers Hit Iloilo City BDO Branch” is today’s cautionary tale. I like to believe I exercise a fair bit of caution whenever withdrawing money from any local ATMs. My asawa always stands to my side and I make sure no one is standing directly behind me while I’m conducting my transaction.
The Ford Ranger XLT 4×2 Automatic is our new truck in the Philippines. After not owning, or driving, our own vehicle since moving to the Philippines over five years ago we have finally purchased our own personal transportation. WHAT??? But wait a minute. Regular readers of Philippines Plus must be scratching their heads (or their butts, if you prefer), wondering why in the world we bought the Ford. Didn’t I publish a post a few weeks ago regarding an initial unpleasant visit to the local dealership in Iloilo?
Lead Photo from Imgur
Never buy your asawa clothes for Christmas. If she’s anything like my wife, you’ll end up going to a SM City Mall the day after Jesus’ birthday celebration and face massive mobs that rival the hordes of Hade. I kid you not. I would (almost) rather have each of my fingernails and toenails pulled out then encounter the crowds that my spouse and I had to deal with. I had to navigate the crowded mall filled with morons that hypnotically gazed downward at their cell phones as they checked their latest asinine Facebook message and never watched where they were going. Crowded eateries that reduced us to eating at Pizza Hut (at Robinsons, our first stop) which is never packed out.
(Lead Photo Source: Eastern Motors Info)
No, it’s not a misprint. Our Isuzu D-Max Automatic Truck was merely a “pigment” of our imagination. I worked with a Filipino back in the States who would pull a Norm Crosby (for you old geezers out there) and mangle her English occasionally. One of my favorites was her substitution of “pigment” for the phrase “figment of your imagination.” Unfortunately our recent situation with our Isuzu salesman in Iloilo who told us the Isuzu passenger truck we wanted to buy was “available” was only a “pigment”of that salesman’s imagination, also.
Our Isuzu D-Max 4×2 Automatic truck is available. Well, that’s what our salesman at the Iloilo City Isuzu dealership told us. After an all day ordeal at BDO that involved transferring our funds from our Dollar Account to our Peso Account, we only had 45 minutes before the dealership closed. But first, we had one previously unplanned stop to make before we would head over to Isuzu, the local Ford dealership in Iloilo where we had an encounter with an arrogant salesman.
Does BDO belong in the Philippines’ Top Ten Banks List? That’s a question I asked myself repeatedly this past Friday as I inquired on a transfer of funds we have been waiting on since late November. Our local SM Shopping Mall, where our Banco de Oro branch is located, was filled to the gills with Filipinos fishing for last minute Christmas bargains. I like Christmas but I hate the crowds it brings. Yes, even in the Philippines, which is over 80% Catholic and virtually shuts down on Christmas week for Baby Jesus’ birthday, is becoming increasingly commercialized. More and more people are buying gifts, much to the delight of SM and all other merchants, and potbellied Santa’s litter the landscape everywhere you go.
I’m not a patient man. Ask my asawa. Ask any former co-worker of mine from AT&T. The older I get the grumpier and more impatient I become. Again, ask my asawa of almost 15 years. After trying for over two weeks, however, BDO Online Banking has finally added our dollar account. The process should only have taken five business days but after three emails to the eBusiness Service Center at Banco de Oro and one trip to our local branch in Iloilo (which requires a four hour round trip from our home in Guimaras) I finally can view all of our accounts online. BDO has no ATM in Guimaras where I can check our balances so viewing everything on my PC is extremely convenient.
Photo Source: Wikimedia Commons