PhilHealth is the national health insurance plan of the Philippines. My wife, a Filipino citizen, first enrolled in the program in 2012, three years after we had retired to the Philippines. The cost at that time was 1,200 pesos, approximately 24 US dollars, a year. As her legally recognized spouse, I was also included in the coverage at no additional cost as a dependent.
After being diagnosed with gastritis and bile reflux, my asawa was ready to be discharged from Medicus Hospital in Iloilo City. This post, “PhilHealth Contribution=$300 ER, Hospital Bill,” reveals how much of our hospital bill, PhilHealth, the national health insurance plan of the Philippines, covered.
A serious topic for today’s post: “Expat Healthcare in the Philippines: Are YOU Prepared?” Do you think that if you move to the Philippines and become ill that the Philippine government will help you out? You’re not in Kansas anymore, Pilgrim. YOU NEED TO BE PREPARED FOR ANY CONTINGENCY BEFORE MOVING TO THE PHILIPPINES. There’s no safety net for foreigners in “paradise”.
My recent visit to the Iloilo Bureau of Immigration was not a pleasant one by any means. New regulations, in a manifesto issued by Bureau of Immigration Commissioner Siegfred B. Mison, harasses law-abiding expats living in the Philippines, in my opinion.
Leading business publication, FinanceAsia, named BDO and Citi as the best banks in the Philippines for 2011 according to a report in philSTARcom. Although the article came out in late June of this year, I thought this topic would be appropriate due to some recent queries I've had from readers regarding personal banking in the Philippines.
Our healthcare costs have approached a little over 1100 US Dollar since moving to the Philippines in July 2009. Not a substantial amount considering those expenses have included a couple of emergency room visits, one of which was for a kidney stone attack I suffered in February 2010. This past Wednesday my asawa and I were enrolled in the Philippine government-sponsored health insurance program, PhilHealth, available to Filipinos and their dependents (foreign spouses included.)
(Photo by ChickaBabes.com © All Rights Reserved from Flickr.)
Sometimes it's hard being me. I occasionally amaze myself with the amount of B.S. I can spread in one place. I used this God-given ability on a daily basis back at AT&T in Springfield, Illinois for almost 30 years. Though I have been retired for over three years and don't have co-workers to share my "gift" with anymore, I had occasion to dust off and use my "talent" the other day at Robinsons in Iloilo City at The Sun Store. (Photo of Ivy Villania who starred in a Sun Cellular TV commercial directed by Paolo Dy, © All Rights Reserved. From Flickr.)
After a 6.9 magnitude earthquake shook us up at SM City in Iloilo this past Monday, I wasn't thrilled about any having any more excitement the rest of the week. I wasn't disappointed. Even with over 1400 aftershocks being registered, 87 of those intense enough to be felt (Monday night were the last ones I noticed), I relished my usual dull routine of sitting behind this computer monitor, slurping my morning cup of "Good Day" 3-in-1 instant coffee, scratching my butt and reading the Philippine edition of Google News.
My last post dealt with a personal list of my "Top Ten Tips" on moving to the Philippines and advice on what to do once you arrive. I covered the first five points previously. Here's my take on the next five tips. Remember, if you have any tips of your own, please feel free to drop a comment.