The Aftermath! Local Police and Father-in-Law to the Rescue!

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the unhappy kano at the guimaras hospitalThanks to all that left comments on my previous posts. I appreciate the kind remarks.  I am taking medication for the kidney stones, and The Sainted Patient Wife is forcing me to drink gallons of water and has banned my  caffeinated sodas.  I am being  pressured to eat healthy meals of vegetables and fruits.
The kidney stones have not caused me any more discomfort yet. The doctor says they should just be flushed out when I pee. The situation with my stomach polyp does concern me. The doctor will monitor it, but surgery may be necessary to remove it. The final cost of my hospital bill ran around 325 USD, and my medications are about  100 USD. The same care would have cost thousands in the States.
The hospital does honor Blue Cross/Blue Shield, which is the insurance we  have, but our new medical cards had not been mailed to us yet. When I called Blue Cross last week,  they had not found me in the system. Called this morning, and SPW and I are now in their system, and working on getting our insurance cards mailed to us. Called the insurance rep at the Iloilo hospital, and she is going to submit a claim. It will take months before we see any reimbursement.
The hospital in Iloilo would not admit us unless we paid 10,000 pesos (over 200 USD) upfront. I have heard that is a common practice here, and since that was the hospital my surgeon is affiliated with, I  had no choice. The bill HAS to paid in full before you are released from the hospital, and you have to show a special clearance paper to armed guards at the hospital exit before you can leave.
We do not have that much extra cash. After feeding the crew at “The Compound” and paying our bills we were almost wiped out for the month.Our savings were depleted after paying for the construction costs here at “The Compound” and for my mother-in-law’s hospital bill last year for her stroke.
My father-in-law still had some money left from a recent sale of his carabao, but we were still about 5,000 pesos short for the deposit. My sister-in-law Alida called one of our local relatives, Dennis, a policeman; he sent a driver over to the hospital in Guimaras with 5000 pesos. We have money in our retirement account, but that is locked in for another 4 1/2 years because of United States tax laws. We get a fixed monthly amount. The plan was to set aside money each month for savings, but that has not worked out. In another four years we will be able to double our monthly income, but are restricted by what we can do now.
I’m just trying to raise enough money so we can pay my relatives back so I have a donation button on the right sidebar; all donations are done through a secure PayPal site. We could not purchase all the medicine I need for my kidney stones. Got about a week’s supply left. Have to wait about two weeks for our next retirement deposit. We are the only means of support for12 relatives that live with us,  but my brother-in-law that lives here might be going to Algeria to work as a security guard, and my sister-in-law Marjorie, whose two children we feed and clothe, is  heading for Kuwait.
The twins will be with their Mom and going to college in Manila, leaving in early April.We should be able to set aside some money every month for future emergencies in the near future. Thanks for your support and for your concern!

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The Kano

POST AUTHOR: "THE KANO" OVER 1300 POSTS PUBLISHED SINCE 2009. Dave DeWall, "The Kano", is the Publisher & Editor-in-Chief of "Philippines Plus". He is also the CEO of Lizard Poop Productions. Dave moved to the Philippines in July 2009 from Central Illinois with his lovely wife of over 17 years, "The Sainted Patient Wife"'. The couple is based in Guimaras. They have no children but are the proud owners of eight puppies, including a Belgian Shepherd called "Killer".

12 Replies to “The Aftermath! Local Police and Father-in-Law to the Rescue!

  1. No more stax, no more burger, no more mcdonalds …. HUHUU! …. eat greens…. hope to see you well Dave … SPW knows best …. don't be a bonehead … LOL!

    All the best .. get very well!

  2. I think PhP10, 000 is the standard hospital deposit in hospitals anywhere in the Philippines. That's so sad because not all can afford that huge amount at any time of the day. You cannot get sick here. Hope all is well and my prayers are with you! xoxo

  3. My wife kicked in $10. I know you've put in a lot of effort into writing your blog over the last 6 months or so. So I really encourage everyone to contribute even just a small amount. Good luck, Dave.

    Tess & Andrew

  4. Okeedookie, first of all, I wish you would have told me you were that sick. I would have practiced an old ancient custom, known as praying for you. It's not to late, God had a "buy one get one free" deal awhile ago so's I gotcha in on that one.

    Second, if you have so many "compounders", doin stuff around…put im to freekin work! Like my Dad did, cutin lawns…and I was a only child!

    Thirdly, I have NO, pain sympathy for you…Have you ever had your tally-wacker, massaged by a (semicute) nurse? For the implant, or extract of a catheter? Bee-leave-u-me, the pleasure is not even close to the f-ing pain. Not talkin bout, the oops I hurt pain, but THE LOVE OF GOD, STOPTHISHIT, kind.

    Anywho's Bonehead Bro. I would take it all on the chin(or wherever) for you on this one.

    Come back…Healthy, wealthy, and wise, from this one. I have a shotnalime waiting for the first/next time I see you!

    God Speed, broblogger! seeya on the next url.

    Peace.

  5. Hi Dave, I was wondering why you weren't on LiP anymore. Anyway, I hope things work out with your temporary financial situation. It's cheap to see a doc there but cash is still king there. Regarding your kidney stones, my dad had that, and he drank coco water and banaba (not banana but banaba) tea. You might ask the neighborhood "herbolaryo." Take it easy…Alex

  6. How I wish I myself were back to work my friend or you could have definitely seen a donation from me. I am hoping soon the economy here turns around so I myself can get back to work and also get medical insurance. Both myself and my bride have been without it for over a month now and it is scary without it. One major illness and bam your on the street. I cannot believe they won't let you leave the hospital if you can't pay. What are they suppose to do, while your there, will they feed you ? Let you sleep there? Boy oh boy health care is a mess everywhere.

    I will think of you every time I go pee now 🙂

    I think you need to do a guest post over at MOB and get all our fools over here and help out your urinary tract 🙂

    Phew glad I saved my comment it got eaten again

  7. How I wish I myself were back to work my friend or you could have definitely seen a donation from me. I am hoping soon the economy here turns around so I myself can get back to work and also get medical insurance. Both myself and my bride have been without it for over a month now and it is scary without it. One major illness and bam your on the street. I cannot believe they won't let you leave the hospital if you can't pay. What are they suppose to do, while your there, will they feed you ? Let you sleep there? Boy oh boy health care is a mess everywhere.

    I will think of you every time I go pee now 🙂

    I think you need to do a guest post over at MOB and get all our fools over here and help out your urinary tract 🙂

  8. Hi Sand, Wind, and Stars. Sorry, it looks like I missed you in my first round of responding. You are right, cash is king.

    Hmmm, my wife wants me to drink young coconut juice, but maybe I should try the banaba tea. I'm a big tea drinker.

    Thanks for your comment!

  9. When I went to the hospital, I didn’t have to pay P10,000 to stay. In fact the entire bill was less than P6000, including a night in a private room. I’m going to find the TRICARE (our insurance) provider in the area (I hear there is only one) and go to them next time though.
    We also really enjoy living here in the PI, but with all the construction, unexpected bills, moving in costs, me needing different food (I don’t eat fish or most Filipino food) and emergencies, we too sometimes have money problems. We’re dealing with it and things should ease up by July 2010. Of course we plan to be in Texas for May, June and July next year.
    Think I’ll get a part time, temporary job at Subway while back in Texas.

    1. You are fortunate, John J, that you didn’t have to pay the 10,000 deposit. I was under the impression that the deposit was quite common in the Philippines. It can be more expensive once you get to the Philippines like you discovered (as I did when my asawa and I first got here) then what you first think, but we’re adjusting.

      You’re going to work at Subway when you get back to Texas, huh? I was banned from a Subway back in Springfield, Illinois, years ago, but that’s a different story.

    2. In the past 4 years I’ve had a lot of experience getting my dear mother-in-law in and out of hospitals. Too darn much, actually … but sadly or thankfully that’s over now … if you want to see expense and ‘real’ upfront money in advance people, wait until you deal with the funeral home industry. Wow.

      here just outside Metro Manila, cash or credit card deposits are very common … usually about P10,000. And never fear, you’re NOT getting any of that money back, it just never happens.

      I have recommended for years that everyone get PhilHealth. It’s very cheap, P100 a month, and it usually serves in lieu of cash for an admission deposit.

      I deal with queries all the time from people asking if they can live on $xxx dollars a month and most don’t like the answer I give. You can … but you may not want to.

      Regarding TRICARE, in almost all cases you are going to have to pay first and get reimbursed from TRICARE. Especially since TRICARE is basically _not_ paying anyone over the last year or so … one can hardly expect hospitals to shoulder your bill for years and years waiting for a trickle of cash from the US.

      Myself, I’m seriously considering re-activating my retired Federal employee health insurance next year, becuase TRICARE apparently is just going to not pay military retirees until they all die off, or leave the country, which appears to be the intent.

      At the risk of being disliked (even more, so of the $500 a month crowd might argue)), I have to say that you need MONEY in your pocket to move here, no matter how much research you do, you WILL overspend initially, and there is no effective health delivery system that doesn’t require CASH. Plan accordingly.

      1. Sorry to hear about your mother-in-law, Dave. Aside from a recent experience with the death of my wife’s Cousin Edgar, we fortunately have not had any dealings with funeral homes. My mother-in-law, however, has six cows now, which we call the “funeral cows”, which she purchased to help offset the cost of her future funeral.

        I have heard some positive things about “PhilHealth”, which my sister-in-law has, and for P100 you really can’t go wrong. I know that is something I need to get my wife and I enrolled in. I seem to be on Filipino Time now myself when it comes to get around to doing things.

        You’re right, you WILL overspend initially once you move here, no matter the amount of prior research you do. Our initial cash that we had from the sale of our home back in the States quickly disappeared not long after our move. Seem there was always some unexpected expense coming up. Whatever cash you bring once you get here, will never seem like enough.

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